Services

Policy Limits Trace


Find Insurance Policy Limits

You have just accepted a new client who was involved in a motor vehicle accident, caused by a third party. From the police report, it is indicated that the third party has auto insurance with XYZ Company. However, your pre-litigation attempts to ascertain the policy limits from XYZ have been futile. While you can certainly file suit and obtain the information in the discovery process, there are costs and time associated with that effort. Moreover, for strategic reasons you may find it advantageous to have this information in quicker fashion.

Request this trace if you are seeking only the Limits for an insurance policy that is already identified.

To order this Trace, please complete the Insurance Policy Request Form. On this form, please supply us with all of the following information:

  • Policy number and/or the claim number
  • Name of the insurance carrier
  • Defendant’s name
  • Defendant’s address
  • Date of loss
  • Police report (auto)

Notes: We only verify the policy limits for the term of the policy. We make no guarantee as to the effectiveness of the policy on the date of loss, nor can we ensure that a particular vehicle or property is covered. If you are not definite that a defendant was insured on the date of loss, we recommend that you first order a Policy Existence Trace and then proceed with the Policy Limits.

Once we have completed our research, we will provide you with the policy limits.

Policy Existence Trace


Find Existence of a Defendant’s Insurance Policy

You are considering accepting a new client who was recently the victim of a dog-bite. You have identified the owner of the dog. However, you are unsure about whether that individual has home owners insurance. While you can certainly file suit and obtain the information in the discovery process, there are costs and time associated with that effort. Moreover, for strategic reasons you may find it advantageous to have this information in quicker fashion, perhaps even to assist in determining whether or not to take the case.

Request this trace if you are seeking to determine if a liability policy exists on behalf of a particular defendant for a specified period of time.

To order this Trace, please complete the Insurance Policy Request Form. On this form, please supply us with all of the following information:

  • Defendant’s Name
  • Defendant’s Address
  • Date of Loss
  • Type of insurance you are seeking [i.e. auto, homeowners, umbrella, etc.]
  • Police report (auto)

If you are already aware of the existence of coverage and you are simply seeking the existence of “additional” policies, please supply the known insurance carrier and policy number to us when making your request. This will avoid us billing you for policy information you are already aware of

Once we have completed our research, we will provide you with the following information (at a minimum): Name of Insurance Carrier and/or Insurance Agent, full address for the Carrier or Insurance agent, and/or a telephone number.

 

Umbrella Policy Trace


Find Existence and Limits of an Umbrella Insurance Policy

You already know the insurance carrier and policy limits of your defendant’s auto or homeowner’s policy, but the coverage amount is not adequate to cover your client’s significant injuries. An umbrella policy could be just what you need to resolve your case without the headache of pursuing assets.

To order this Trace, please complete the Insurance Policy Request Form. On this form, please supply us with all of the following information:

  • Policy number and/or the claim number of an underlying/primary policy
  • Name of the insurance carrier for the underlying/primary policy
  • Policy Limit of the underlying/primary policy
  • Defendant’s name
  • Defendant’s address
  • Date of loss
  • Police report (auto)

Once we have completed our research, we will provide you with the following information (at a minimum): Name of Insurance Carrier and/or Insurance Agent, full address for the Carrier or Insurance agent, and/or a telephone number along with the limit of the umbrella policy.